Makula CFO
Expert financial leadership for small businesses in Warsaw and northern Indiana — without the cost of a full-time hire.
Sound Familiar?
Most small business owners I talk to are doing well on paper. Revenue is up, the work is coming in, but cash never seems to be where it should be. They're making decisions about hiring, equipment, and draws based on gut feel and what's in the bank account today. But they don't have anyone looking at the numbers who can tell them what's actually coming.
- You have a big decision coming up, but nobody to guide you financially.- You're not sure how much you can take out of the business.
- Tax season is the only time somebody really looks at your financials.- You're busy, profitable on paper, but the cash never adds up the way it should
What I will do for you
Bring order to your cash flow.
- I build a rolling 90-day cash forecast so you always know when cash will be tight, when you have room to spend, and when you can take a draw — before it becomes a problem instead of after.Show you where you're actually making money.
- Most service businesses have a mix of work that's highly profitable and work that quietly eats margin. I break down your numbers by service type, job size, or customer category so you know exactly where to focus.Be the person you call before a big decision.
- Hire, equipment purchase, new truck, bank loan, bringing on a partner — every major move has a financial dimension. I make sure you're walking into those decisions with the numbers, not without them.
Who I work With
I work with owner-operated businesses in northern Indiana doing roughly $500K to $5M in revenue — trades, contractors, service companies, and restaurants. Typically you have a bookkeeper or CPA handling the basics, but no one who's actually helping you think through the financial side of running and growing the business.If you're making decisions based on your bank balance and hoping for the best, that's exactly the gap I fill.
About Me
Hey, I'm James Makula, based in Warsaw, Indiana. I have lived in the area for nearly most of my life.I went to Tippecanoe Valley High School, and I graduated from Huntington University. I have worked in finance and accounting at the controller and CFO level for the last 10 years with over 20 years of experience, and I started Makula CFO to bring that kind of financial leadership to small businesses that don't need — or can't justify — a full-time hire.I love the community here, and I want to both be involved and see the local businesses here in the Warsaw area succeed.I'm not a bookkeeper and I'm not your CPA. I work alongside both of them. My job is to make sure someone is always looking forward at what's coming, what it means, and what you should do about it.
Makula CFO
Contact
If any of this sounds like what your business needs, I'd love to talk. The first conversation is free — no pitch, no pressure. Just a 30-minute call to hear about your business and whether it makes sense to work together.
Email: [email protected]
© [2026] Makula CFO | Warsaw, Indiana | [email protected]